Added Mar. 3. Be sure to read the follow up.
What happens if your aging Mom or Dad take awhile to decide that they are no longer able to live in their own home?
The home might sit empty while Mom or Dad bounce back and forth from hospital/nursing care and while the family decides what to do. Usually you notify the home insurance company and pay extra for a temporary vacancy Rider while things are sorted out.
However CUIS refuses to issue such a Rider in these circumstances as proven by my own experience. And it's difficult to impossible to find a new insurer in these circumstances.
Yes CUIS the company associated with the Canadian Credit Union movement and with organized labour refuses to insure the homes of vulnerable seniors in their hour of greatest need.
With 18 days notice they are terminating the home insurance policy of the widow of one of the Stelco Workers that took part in the General Strike of 1946 in Hamilton Ontario.
If you think that's a shame give them a call at 1-800-810-2847. If you are insured with them and might face this situation in a few years change your insurance provider and let CUIS know that their callousness to one old lady and her family made you switch your policy now.